Want to see life without big credit card bills, car payments, or other high-interest debt? Want to help support a local charity, religious organization, school or other non-profit organization in your community? Provident Bank and the Caring Tree Foundation can help you reach your financial goals while providing financial support to deserving charities. It's just part of what makes a Provident Bank home equity product the smartest and safest choice for tapping your home equity.
A low interest rate is key to any home equity product, but safety and affordability are just as important. That's why Provident bankers take the time to fully understand your individual financial situation and will recommend a home equity product that best fits your needs. Plus, there are no points, fees or hidden costs. When you close on a Provident home equity line or loan through the Caring Tree Foundation, a $100 contribution will be made to your favorite charity at no cost to you! Provident Bank is committed to serving both you and deserving charitable organizations throughout our community.
For safe, easy access to the cash you need and a donation to your favorite non-profit organization, click below or call 1-800-PBM-LEND (1-800-726-5363).
* Home equity line of credit variable rate as of 12/09/09 is 4.00% APR and is based on the Prime Rate as published in the Wall Street Journal plus 0%. Must maintain a line of credit balance of $150,000 or more and a Benefit Banking relationship to qualify for this APR. Maximum loan to value is 80%. Rates may vary and are subject to change. Benefit Banking discount may not be combined with any other discounts. Lines of credit with lower balances are also available with different conditions and rates. Subject to credit approval. Certain restrictions apply. Other rates and terms may apply to your account. Consult your tax advisor regarding interest deductibility. Maximum APR in MD, DC and VA is 24% and 18% APR in PA. Closing costs will be waived and generally range from $150 to $900. Your actual closing costs could be higher depending on your loan amount and property location. Customer is responsible for closing costs if account is closed within three years. Adequate property insurance is required. To qualify for Benefit Banking, you must maintain a Provident consumer checking account in good standing, direct deposit and an active debit card (one transaction per statement cycle).
A low interest rate is key to any home equity product, but safety and affordability are just as important. That's why Provident bankers take the time to fully understand your individual financial situation and will recommend a home equity product that best fits your needs. Plus, there are no points, fees or hidden costs. When you close on a Provident home equity line or loan through the Caring Tree Foundation, a $100 contribution will be made to your favorite charity at no cost to you! Provident Bank is committed to serving both you and deserving charitable organizations throughout our community.
